10 Guilt-Free Ways to Stop Overspending on Your Kids and Grandkids



Editor's Note: This story originally appeared on Living on the Cheap. Raise your hand if you overspend on your kids for birthdays and holidays because you want them to be happy. Do you spoil your grandkids because you don’t see them often and hope that presents will lead to warm feelings? Do you wish your mom would stop spending money on your kids, or that you could spend less on buying them stuff? Guess what — you can put an end to overspending on your kids and spoiling your children and grandchildren. You might think that money buys their happiness, but kids don’t know what things cost. A cheap yet thoughtful gift means more to them than a basketful of toys, as does the gift of your attention and love. Whether you’ve been laid off and need to cut expenses, want to eliminate debt or simply want to stop spoiling your youngest family members, it’s easier than you think to curb excessive gifting. Here are several guilt-free ways to stop overspending on your kids and grandkids. It’s not the usual blah, blah, blah. Click here to sign up for our free newsletter. Sponsored: Find the right financial adviser Finding a financial adviser you can trust doesn’t have to be hard. A great place to start is with SmartAsset’s free financial adviser matching tool, which connects you with up to three qualified financial advisers in five minutes. Each adviser is vetted by SmartAsset and is legally required to act in your best interests. If you’re ready to be matched with local advisers who will help you reach your financial goals, get started now.

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